Is Your Builder Violating RERA Rules?
The Real Estate (Regulation and Development) Act, 2016 (RERA) was enacted to protect you from unfair practices. If your builder has failed to fulfill their promises, you have the legal right to file a complaint immediately.
Delay in Possession
If the delivery date in your Agreement for Sale has passed, you can claim a 100% refund with interest OR monthly interest for every month of delay.
Unapproved Changes
Builders cannot change the building layout, number of floors, or common areas without the written consent of 2/3rds of the homebuyers.
Structural Defects
The builder is liable for any structural or quality defects for 5 years after handover. They must fix it within 30 days at no cost to you.
What Can You Claim? (The Compensation Guide)
| Violation Category | Legal Remedy / Compensation |
|---|---|
| Withdrawal from Project | Full Refund of the amount paid + Interest (MCLR + 2%) from the date of payment. |
| Delayed Possession (Stay in Project) | Monthly Interest for every month of delay until the date of actual handover. |
| Misleading Advertisements | Return of entire investment if the project differs from the brochure/model flat. |
| Failure to Register | Builders can be fined up to 10% of the project cost and face imprisonment. |
Mandatory Document Checklist
To file a case successfully today, ensure you have scanned copies of:
- Registered Agreement for Sale: The most critical document for RERA.
- All Payment Receipts: Proof of every rupee paid to the builder.
- Allotment Letter: Confirming your unit and floor details.
- Builder Correspondence: Emails or letters where they promised delivery dates.
- Bank Statements: Showing the loan disbursements or self-funding transfers.